M.A.,(Coop.), M.Com., M.B.A., M.Phil., Ph.D.,

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2.Educational Qualification

3.Specialisation

4. Special Training Undergone

• Research Methodology in social sciences during 1^st - 30 June 1989, at TBML College, Porayar

• Trainers Training in PRA, during 22^nd -26^th Nov.1993, at Gandhigram Rural University

• Trainers Training in Gender Analysis and planning through PRA, during 21^st - 22^nd Jan.1994, at Gandhigram Rural University

• Methodology of Rural Social Research during 14^th - 24^th June 1994, at NIRD, Hyderabad

• Participatory Rural Appraisal methods, during 17 - 19 May 1994, at Gandhigram Rural University

• Training cum workshop on project formulation through PRA, during 27^th – 31^st Dec.1996, at Gandhigram Rural University

• Data collection and Analytical procedures, during 8^th – 12^th June 1998, at NIRD, Hyderabad

• Management Training on Training of Trainers in Cooperative Banks, during 10^th – 14^th March 2008, at College of Agri. Banking Pune (RBI)

5. Teaching and Research Experience

20 Years of experience

6. New Courses / Programmes Evolved / Organised

Contributed in evolving Diploma in Cooperation in Distance Mode

• Serving as Staff adviser to the students of cooperation and keep organizing number of Programmes (CoopFest) for the students of cooperation.
• Served as Board of Director in the Students Consumer Cooperative Store
• Served as a Resident warden for the Boys Hostel
• Programme Coordinator for number of Village Placement Programmes organized by Dept. of Cooperation.

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• Member on Board of Studies in Cooperation, Bharathidhasan University, Trichy.
• Member on Board of Studies in Cooperation, Madras University, Chennai.
• Chairman Board of Question Paper Setting, Periyar University, Salem.
• Member, Board of Question paper Setting, Bharathiar University, Coimbatore.
• Member, Valuation Board, Bharathidhasan and Periyar Universities.
• External Member for evaluation of Ph.D Theses in the Universities of Osmania, Shivji, Bharathidasan and Manonmaniam Sundhranar.
• External member for Evaluation of M.Phil Theses in the Universities of Bharathidasan, Periyar and Madurai Kamaraj.

• Livelihood Analysis of the plantation workers of lower Palani hills, S. Mohan, (Part – Time), April 2004
• Budgetary Control Practices of Milk Producers Cooperative Unions in Tamilnadu, V. Murugan, (Full Time), January 2006

• Performance Appraisal of District Consumer Cooperative Wholesale Stores in Tamilnadu S.Dhanasekaran, (Part – Time), January 2006
• Consumer Behavior towards life Insurance Products in Rural areas, Kamaraj (Part - Time), January 2007
• Marketing Strategies of District Milk producers Cooperative Unions in Tamilnadu, S.Velankanni (Full – Time), April 2006
• Service Quality gap and customer satisfaction among the private and public sector banks, S.Arunkumar, (Part- Time), January 2008

• Performance Analysis: A Comparative Study of Two Cooperative Spinning mills in Tamilnadu , by T. Latha, in 2003, Gandhigram Rural University
• A study on the status analysis of Bikkatty industrial cooperative tea factory, by P.G. Balasubramani, in 2003, Gandhigram Rural University
• Empowerment of women through SHGs: A study in Dindigul District, by A.Ruby, in 2004, Madurai Kamaraj University
• An Assessment of social impact of dairy cooperative in Dindigul District, by S.Velanganni, in 2004, Madurai Kamaraj University
• Micro – Enterprises and Rural Women Development: A study on SHGs, by Jenitha, in 2004, Gandhigram Rural University
• Functional Analysis of Handloom Weavers Cooperatives in Authoor Block , by R.Revathi, in 2006, Gandhigram Rural University
• Identification of Problems for SHGs and Evloving a Micro Credit Plan , by P.Jeyachitra, in 2009, Gandhigram Rural University

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• Completed a UGC Sponsored Minor Research Project on Capital Investment Practices in Cooperative Spinning Mills in Tamilnadu in 2003.

11. List of Publications

• Whither Children’s Hour? – An Experimental PRA among Labouring Rural Children, Participatory Learning and Action Notes (International Journal) London: IIED, February 1996 (Co-authored), pp.65-68.

• " From micro credit to micro enterprises – how logic is the extension" in Emerging trends in global business: Challenges and Opportunities for developing countries, during 06 -07 Feb.2004, at Ponnaiah Ramajayam, Institute of Management, Thanjavur
• " Means of progress indication – The case of Indian cooperatives" in India calls the world- a road map to success, during 27- 28 Sep. 2004, at Adaikalamatha Institute of Management, Tanjavur
• "Globalisation: Boon or Bane to cooperatives" in Globalisation: Opportunities and Challenges, during 11- 14 Feb.2005,at Nagarjuna University, Guntur, Anadrapredesh
• "Performance evaluation of capital budgeting decision in a cooperative spinning mill: A study" in Business Economics and Finance, during 29- 30 Sep.2005, at Adaikalamatha Institute of Management, Thanjavur
• "An Empirical study on cost and return analysis of Nerium Cultivation" in Business Economics and Finance, during 20- 21 Sep. 2005, at Adaikalamatha Institute of Management, Thanjavur, Tamil Nadu
• "Skill based curriculum in the social sciences" in Socially Relevant Higher Education in India, during 21- 23 Feb.2006, at CPA, College, Bodinayakanur
• "Towards Economic Development of Rural Women: An Empirical Study on SHG based micro Enterprises" in Reinventing strategies for women empowerment, during 08-0 9 March 2006, at Mother Teresa University, Kodaikanal
• "Recent trends in rural dairying" in Global business and policy modeling, during 21- 22 Sep.2006 at Adikalamatha Institute of Management, Thanjavur
• "Community participation in watershed management in rural areas: e experience of Gandhgiram Trust" in The challenges and -strategies for the sustainability of safe drinking water, during 25- 27 Oct.2006, Gandhigram Rural University
• Cooperatives’ concern for community: An analysis" in Economy of performance and dynamics of a sharing community, during 25 -26 July 2005, at Gandhigram Rural University
• An Empirical Assessment of select life skills among the learners of Management Gandhi gram Rural University" in Empowering Learners beyond cognition, during 30 Nov.- 2 Dec.2006, at V.O.C. College of Education, Tuticurin
• Case Studies: A method of developing analytical ability" in Case method of Teaching in Commerce and Management Education, during 20 & 21 Jan.2007, at Bharathidasan university, Trichy
• Indian Retail Scenario in the era of globalization: A critical Study" in Global Business Opportunities and Challenges, during 15 & 16 Feb.2007 at Loyala College, Chennai
• An empirical Study on service quality with reference to public and private banks in Trichy" in Global Management Challenges, during 17^th October 2008, at Nandha Engineering College Erode

• Extension in the curriculum of cooperation" Curriculum development for the teachers of cooperation in main stream education system, during 6 - 10 Jan.1997, at Gandhigarm Rural University
• The menace of sickness in cooperative spinning industry: strategies coping in the liberalized economic era" Converging to Synergize: Tomorrow’s Dimensions, Challenges, Opportunities and Strategies, during 01 – 02 Nov.2003,at School of Management Pondichery University Pondichery
• Micro enterprise and rural women empowerment" Globalization: Rural Transformation, during 20 – 22 Feb.2004, at Kakatiya University, Warangal, Andrapredesh
• Industrial sickness: A study on the KRAs of a defunct cooperative spinning mill in Tamil Nadu" Reasserting cooperative movement in India, during 25 - 26 March 2004, at Shivaji University, kolhapur
• Agricultural Cooperatives: An Institutional option for sustainable agricultural development" Institutional policy option for sustainable agricultural development, during 10 – 11 April.2004, at Osmania University, Hydrabad, Andrapredesh
• Cooperatives: A vital instrument for integrated rural development" Conference on Hundred years of Rural development, during 08 - 10 Aug.2004, at Nagarjuna University, Guntur Andrapredesh
• Crisis in cooperative spinning industry: A few decisive managerial strategies" in Indian social science congress, during 16- 20 Jan.2005, at Gandhigram Rural University
• Status of Cooperative Spinning Industry: A few areas of managerial concern" Indian cooperative movement – status , trend and vision 2020, during 21- 22 Feb.2005, at Gandhigram Rural University
• Wheel turning the potters in shape" Strategies for Rural Marketing, during 01- Oct.2005, at PSNA Engineering College, Dindigul
• Perception of passengers of mini bus transport services in Nilakkottai" in Consumerism: The changing Scenario, during 11 -12 Feb.2006, at Bharathidasan University Trichy
• Status analysis of Industrial cooperative tea factory: A micro perspective" in Role of Indian Agro Industry in Rural Economic Development- A perspective, during 28 July.2006, at Sri.Venkateswara Degree College, Suryapet, Andrapredesh
• Status of rural women micro entrepreneurs: A study" in Status of women in India today, during 12 - 13 Aug.2006, at Peace Trust, Kanyakumari, Tamil Nadu
• Emerging trends in banking industry" Emerging Trends in Service Marketing, during 14 Oct.2006, at Sri.Amman Institute of management& Research,
• Organizational and functional analysis of SSI in Bodi: An empirical study" in Small and Medium enterprises under globalization : opportunities and challenges, during 16 - 17 Oct.2006, at Gandhigram Rural University
• Indian general insurance business in de-tariffed era" in Recent Trends in Insurance Sector, during 22^nd Nov.2006, at Gandhigram Rural University
• Strategic challenges of Indian insurance industry in the globalised era" in Strategic Management Opportunities and Challenges in the Post LPG Era, during 15^th & 16^th Feb.2007, at Periyar University, Salem
• An Evaluation of sustainable Rural Women entrepreneurs of women self help Groups Schemes" in Sustainable Rural Development Through Micro Credit, during 7^th & 8^th May 2007 Annamalai University
• Impact of growing economy of Indian Insurance Industry" in Changing Paradigms in Management, during 22 sep 2007, at Annamalai University
• Rural Credit Cooperatives: Revitalization is need of the hour" in Emerging Trends in Rural Economy : Post Globalization Scenario, during 3 & 4, at Kakatia University, Warangal
• Technological Innovations and Banking in India: An Evaluation of Customer perception" in Innovative strategies in Business organizations, during 25^th April 2008, at Saranathan College of Engineering, Tamilnadu
• Dairy Industry In India: Performance and Challenges" in Food processing Industry in India: Growth prospects and challenges, during 22 & 23 Otober 2008, at Gandhigram Rural University

d. Popular / Research Articles

• Winning the Confidence of the Consumers: A few tips for consumer cooperative stores, Indian Consumer Cooperator, New Delhi: NCCF, Vol.23.No.3, July-September 1996, pp.7-8.
• Extension in the Curriculum of Cooperation: Experience of GRI, University News, New Delhi: Association of Indian Universities, Vol.35, No.4, April 7, 1997, (prime-author) pp.15-16.
• ‘Debt-Trap of Farmer-Members in the Recovery Practices of PCBs’, The Cooperator, New Delhi: National Cooperative Union of India, Vol.35, No.4, October 1997, (prime-author) pp.182-183.
• The State and Cooperation: A Retrospective Scenario, Indian Cooperative Review, New Delhi: National Cooperative Union of India, Vol.35, No.3, Jan 1998, (Co-authored) pp.211-216.
• People - Centered Development Projects through PRA, Kurukshetra, New Delhi: Ministry of Rural Development, Vol.50, No.3, Jan. 2002, pp.34-38.
• Industrial Sickness: A study on KRAs of a defunct cooperative spinning mills in Tamilnadu, Cooperative Perspective, Vaikunth Metha National Institute of Cooperative Management, Vol.38.No.4 January- March 2004. pp 76-83.
• Capital Budgeting Practices in Cooperative Spinning Mills in Tamil Nadu, Finance India, Delhi: Indian Institute of Finance, Vol.18, No.2, June 2004. pp 941- 946.
• Divisive Managerial Strategies for reconstructing sick cooperative spinning industry in Tamil Nadu, Indian Economic Panorama (Q) New Delhi. April.2005. Vol.15. No.1 pp 49 – 52.
• Cooperatives: An Effective Means for Rural Development, The Cooperator, New Delhi: National Cooperative Union of India, Vol,44. No.2. Dec.2006 (prime-author) pp 282 – 287.
• Report on the State Level Workshop on Managerial Skills for the Personnel of Cooperative Wholesale Stores, Indian Consumer Cooperator, New Delhi: National Consumer Cooperative Federation, April –June 2006.Vol.34. No.2. pp 11- 12
• Cooperative Retailing in the Liberalized Era: Challenges and Opportunities, The Cooperator, New Delhi: National Cooperative Union of India, Feb.2007, pp.347-352.
• Formulation, Appraisal and Implementation and Evaluation of Capital Budgeting and in Performance in Cooperative Spinning Mills: An Analytical Study, Journal of Accounting and Finance, Oct. 2006 – March .2007. Vol. 21. No.1 pp 81- 94.
• Industrial Cooperative Tea Factories in Tamilnadu: A case Study, NCDC Bulletin, Vol.40. No.6 pp 18 – 23.
• Social progress indication: The missing dimension in Indian Cooperatives, Journal of Extension and Research, Jan.2007. Vol.IX.No.182. pp 50 – 51.
• Planning and Evaluation of Capacity Utilization: A comparative study in two cooperative spinning mills in Tamil Nadu, Indian Cooperative Review, Oct.2007. vol. 46 No. 2 pp 99 – 109.
• Economic Analysis of Lock workers Industrial Cooperative Society in Tamil Nadu, Cooperative Perspective, VAMNICOM Oct- Dec.2007. Vol.42. No. 3.pp 64 – 72.
• Capacity Utilisation: A Comparative Study on Cooperative Spinning Mills in Tamilnadu, Indian Cooperative Review, Oct.2007 vol.
• Organisation of Coir Cooperative Society for Rural Masses in Natham Block in Tamilnadu: A feasibility Study, NCDC Bulletin, Dec.2007. Vol. 41. No.5. PP 2-8.
• Life skills among the learners of management programme: An empirical study, The Journal of Extension and Research, Jan.2008. Vol. X No. 1&2 pp 16 - 19.
• Cost and Returns of Nerium Oleander (Arali) Cultivation: An empirical study, (Co-Authored) Tamilnadu Journal of Cooperation, July 2008. Vol. 8 No. 9 pp 55- 62.
• Indian Retail Scenario in the Globalised Era and the place of Consumer Cooperatives, NCDC Bulletin, Aug.2008. Vol. 42 No. 3 pp 5 – 9.
• Current Purchase Management practices in Cooperative Wholesale Stores in Tamil Nadu: A Critical Review, Indian Cooperative Review, July 2008.
• Rural Women Micro Entrepreneurs: An empirical study on their social profile, business aspects and economic impact, Entrepreneurship Development, Vol. VI No. 2, June 2009.

e. i. Books

• Capital Budgeting: Decision, Implementation and Evaluation, Kanishka Publishers, New Delhi, 2004
• Management of Consumers’ Cooperatives, Serials publishers, New Delhi, 2007

ii. Course Materials / Monograph

• Seminar Proceedings of State Level Workshop on Consumer Cooperatives, 2006
• On Theory of Cooperation, 2007
• On Business organization, 2008

• Participatory Credit Assessment Analysing Community Problems: Tentacles of PRA, Bombay: Himalaya Publishing House, 1998, (Co-authored). pp 106 – 121.
• Indian General Insurance business in detarrifed era, (Co-Authored). In the book Recent Trends in Insurance sector in India, Published in Abijith. New Delhi (2007) pp 48 – 58.
• Cooperatives concern for Community: An analysis of grassroots economics, (prime Author) in the book economy of performance and dynamics of sharing a community. Pp 161- 166. (2007)
• Attitude and intention towards internet Banking with reference to Internet Banking Consumers of Chennai, in New Media Marketing (edited volume), May 2009.
• An evaluation of Successful Rural Women Entrepreneur of Women Self Help Group in Micro Credit and Rural Development, December 2008

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12. Short Term Courses / Seminar / Conferences Attended

• Non – violence and Development: Gandhian Philoshy, during 08-22 June 1991, at Madurai Kamaraj University

National Level

• Indian social science congress, during 13 - 18 March1999, by Indian Academy of Social Sciences, at GRI
• Macro policy perspectives of Cooperatives, during 12^th Feb 2004, at Thirupur Kumaran College.
• Annual convention of management association, during 28- 29 Aug 2005, by Indian Management Schools &, ICFAI, University Hyderabad
• Indian cooperatives at cross roads, during 19- 20 Aug.2005, at Periyar University
• Tsunami and afterwards: What lessons have we learnt from it, during 15 - 16 Sep.2006, at Peace Trust, Kanyakumari,
• Workshop on case writing, during 30 Dec. - 3^rd Jan.2006, at Indian Institute of Management, Ahamadabad
• Conference on Strengthening of students cooperative store, during 25 March 2006, at Gandhigram Rural University

• First State Level Conference on Consumer Organization of Tamil Nadu, during 30 Sep- 02 Oct.1992, by FEDCOT, Trichy
• Curriculum Development in Cooperation, during 30 Oct - 01 Nov. 1992, by TBML college, Porayar
• Research problems in Social Sciences, during 24 - 25 Sep.1993, by TBML college, Porayar
• The State, the law and the cooperatives, during 27 – 28 March1995, by Gandhigram Rural University
• Computer application in the administration of cooperation, 10 - 11 April 1995, by TBML, College, Porayar
• Retreat of PRA practitioners in Tamil Nadu, during 11 – 14,May 1996, by Gandhigram Rural University
• Project Formulation through PRA, during 27 - 31 Dec.1996, by Gandhigram Rural University
• Building Human Rights Curriculum in Higher Education, during 06 -07 Dec.1996, by Gandhigram Rural University
• Programme planning for extension in cooperation, during 13 - 14 Sep.1996, by Gandhigram Rural University
• Research Projects in Rural Industries and Management, during 27 March 1997, by Gandhigram Rural University

• Consumer Awareness Camp, during 26 Mar 1997, by Gandhigram Rural University
• Marketing of Coconuts and Coconut Products, during 11 Sep.1998, Gandhigram Rural University
• "Sickness in cooperative spinning mills: Need for Revival Strategies" Management strategies for Cooperative and Rural Enterprises, during 10 – 11 Oct. 2002, by SRKV, Coimbatore
• "Strategies for cooperative Dairies at District level" Management strategies for Cooperative and Rural Enterprises, during, 10 – 11, Oct. 2002, by SRKV, Coimbatore
• Strategies for sustainable development of cooperatives in Tamil Nadu, 11 – 12 March 2003, by Gandhigram Rural University
• Students Cooperative stores, during 11 April 2003, Gandhigram Rural University
• Annual Conference of Association of Economics of Tamilnadu, 18^th & 19^th Dec 2004, St. Joseph College Trichy
• "Role of Cooperatives in Rural Development" Valar Tamil Aaivce Mandram, 7 – 8 May 2005, Valar Tamil Aaivu Mandram
• "Cooperative spinning industry in the liberalised era: More of challenges" Globalization and Cooperatives Creating opportunities for all, during 19-20 Aug.2005, by TBML, College, Tamil Nadu
• Applied Statistics, during 20 - 21 March 2006, by Gandhigram Rural University
• Case writing, during 6 - 8 April.2006, by Gandhigram Rural University
• " Erode cooperative wholesale stores: A case of success in Tamil Nadu" Managerial skills for the personnel of cooperative whole sales stores, during 19 – 20 Jan.2006, Gandhigram Rural University
• "Capacity Utilization: A comparative study in cooperative spinning mills in Tamil Nadu" Globalization and management of textile industries, during 29 – 30 Mar 2006, by Gandhigram Rural University

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13.Short Term Courses / Seminar / Conferences Organized:

Organized State level  workshop on "Managerial Skills for the personnel of Cooperative Whole Sale Stores" on 19 & 20 January 2006, People from Cooperative wholesale Stores, Faculty members, Research Scholars and Students numbering 120 Participated and made the workshop a success.

• Indian Society for Studies in Cooperation Pune.

• Indian Society of Labour Economics New Delhi

• Tamilnadu Economists Association Trichy.

• Resident Warden of Radhakrishnan Hostel 1994-1998.

• Deputy Chief Superintendent of Semester Exam 1994.

• Coordinator B.A. Cooperation Self Finance since 2004.

• Coordinator Diploma in Cooperation in Distance mode since 2005.

• Coordinator Coaching Centre for Ebtry into Services for the students of SC/ST/MC